The actor-turned-politician Vijay has now caught headlines again, not for his movies or political manoeuvres but for his gargantuan ₹624 crore net worth and unconventional investment methods. Vijay’s current monetary assets totalled ₹624 crore, out of which ₹404 crore is in movable assets, and ₹220 crore comprises fixed properties.
Scrambles Of Cash Keep People Talking
What has garnered interest, though, has been the excess of cash invested by Vijay in bank deposits. As of March 27, 2026, he is reported to have ₹213.36 crore in individual savings at the Indian Overseas Bank (IOB) Saligramam branch.
Moreover, Vijay invested ₹100 crore for fixed deposits covering diverse banks:
- ₹40 crore in Axis Bank.
- ₹25 crore in Indian Overseas Bank.
- ₹20 crore in HDFC Bank.
- ₹15 crore in State Bank of India.
That’s an additional investment of some ₹313 crore on low-risk bank instruments in total for him.
Low Exposure to the Stock Market
It is interesting that, after acquiring immense wealth, Vijay has very little interest in the stock market. His total equity investment is only ₹19.37 lakh, which is less than 0.05% of his total assets. He also reportedly has no investments in mutual funds or bonds, a choice that’s sparked much debate online.
Most financial experts advocate diversified portfolios (SIPs, equities) to fight inflation and provide an increase in returns.
Social Media Reacts
Vijay’s modest view of finances has set off a mixed response among the netizens. Some users joked that he was Warren Buffett and called him the “Tamil Nadu version” for holding a lot of cash.
Others, however, questioned the approach, suggesting that a dependence on fixed deposits could constrain wealth over time from the pull of inflation. Some went so far as to quip that his portfolio would be “frustrating” for financial advisors.
Real Estate Portfolio
Vijay’s immovable assets worth ₹220 crore comprise the following strong residential and commercial properties in Chennai:
- ₹115 crore residential building in Neelankarai, Saligramam, Mylapore and Egmore.
- ₹82.8 crore worth of commercial buildings, including T. Nagar and Sholinganallur.
- ₹35.81 crore invested in 2.30 acres of land in Koppur village (Acquired in 2023).
- Non-agricultural land of ₹22 crore in Porur and Neelankarai.
Luxury Assets and Personal Wealth
Vijay also has a fleet of high-end vehicles, such as:
- Lexus 350 is worth ₹3.01 crore.
- BMW i7 priced at ₹2 crore.
- Toyota Vellfire, also worth ₹1.63 crore.
- Tata Caravan, which is valued at ₹6 crore. Viz.
- Maruti Swift and TVS XL Super for daily use.
He has ₹1.20 crore worth of gold and silver, and his wife, Sangeetha, has gold, silver and diamonds worth over ₹9 crore.
On the other side of the liabilities dimension, Vijay has made loans to individuals and institutions in the amount of several crores to family members, educational trusts, and companies. These are ₹12.6 crore to his wife and ₹20 crore each to select associates and organisations.
A Very Conservative Financial Approach
Vijay’s investment style reflects a deeply conservative stance, prioritising safety at the expense of high returns. In that way, the company receives capital protection. The problem is that experts may assert this approach is not able to maximise the benefit of taking advantage of opportunities for advancing wealth. Simultaneously, by doing so, his strategy embodies a wider cultural trend in which many prefer to invest in real estate, gold and fixed deposits than in market-linked instruments.
Vijay’s ₹624 crore empire is not merely symbolic of Mr. His cautious investment style, whether it is visionary or dated, may remain one of the subjects of debate, but it has certainly caught the public eye.
