As we approach the second month of the year, now is a wonderful time for planning out your financial errands. February 2026: The shortest month of the year; there are regional festivities, and mandatory weekend closures. Although digital banking like UPI, IMPS, and Net Banking will still be open 24/7, physical branches will be closed for certain dates, but on a per-state basis depending on the respective state.
The Reserve Bank of India (RBI) festive calendar suggests that India will have 8 to 10 closed bank days during February 2026, including the second and fourth Saturdays, and all Sundays.
Bank Holiday Calendar for February 2026
Here is the distribution of the days of closed bank doors:
| Date | Day | Occasion | Where Banks are Closed |
| Feb 1 | Sunday | Weekend / Guru Ravidas Jayanti | Nationwide / Specific North Indian States |
| Feb 8 | Sunday | Weekend | Nationwide |
| Feb 14 | Saturday | Second Saturday | Nationwide |
| Feb 15 | Sunday | Weekend / Maha Shivaratri | Nationwide |
| Feb 18 | Wednesday | Losar (Tibetan New Year) | Sikkim |
| Feb 19 | Thursday | Chhatrapati Shivaji Maharaj Jayanti | Maharashtra |
| Feb 20 | Friday | State Day | Arunachal Pradesh, Mizoram |
| Feb 22 | Sunday | Weekend | Nationwide |
| Feb 28 | Saturday | Fourth Saturday | Nationwide |
Maha Shivaratri (Feb 15): A Sunday is the central festival for the year. Though most states designate it a public holiday, the bank closure comes at the same time as a week off. Thus there is no extra week of work for most regions.
Regional Specifics:
During Shiv Jayanti, a mid-week break, Maharashtra residents will get a break. Those situated in the Northeast—Sikkim, Arunachal Pradesh, and Mizoram in particular—will see closures from Feb 18 through Feb 20 for Losar and Statehood days alike.
The Saturday Rule:
According to RBI policy, banks are closed on the Second Saturday (Feb 14) and Fourth Saturday (Feb 28). Branches will operate as usual on the first, third, and fifth (if applicable) Saturdays.
Note: Banking vacations vary greatly from state to state. It is always good to refer to your local branch or the official RBI website to get region-specific notifications.
