Bank of India (BOI), a leading public sector bank, has released an official notification for the recruitment of 514 Credit Officers across India. This is a golden opportunity for banking aspirants and finance professionals looking to build a stable career in the government banking sector.
The recruitment drive is aimed at strengthening the bank's credit department by hiring specialists in Junior Management Grade/Scale-I (JMGS-I).
Key Highlights of BOI Recruitment 2025
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (JMGS-I) |
| Total Vacancies | 514 Posts |
| Category | Bank Jobs (Government) |
| Selection Process | Online Examination & Interview |
| Official Website | www.bankofindia.co.in |
Eligibility Criteria
To apply for the Credit Officer positions, candidates must meet the following educational and age requirements:
1. Educational Qualification
- Candidates must possess a Degree (Graduation) in any discipline from a recognized University.
- Additionally, a MBA/PGDBM/PGDM/PGBM/PGDBA with specialization in Finance / Banking and Finance (from a premier institute) OR CA / ICWA / CS is often preferred or mandatory for specialized credit roles.
- Note: Specific percentage criteria may apply as per the detailed notification.
2. Age Limit
- Minimum Age: 20 Years
- Maximum Age: 30 Years
- (Age relaxation applies for SC/ST, OBC, and PwD candidates as per Government of India norms).
Salary and Compensation
The selected candidates will be placed in the Junior Management Grade Scale-I.
- Pay Scale: Approximately ₹36,000 – ₹63,840 (plus applicable allowances).
- Perks: HRA, CCA, Medical Benefits, Leave Fare Concession, and Conveyance allowance as per Bank rules.
Selection Process
The Bank of India Credit Officer selection involves a three-tier process:
- Online Written Test: Consisting of English Language, Professional Knowledge (Finance/Credit), and General Awareness with special reference to the Banking Industry.
- Group Discussion (GD): Conducted for candidates who clear the written cutoff.
- Personal Interview: The final stage to assess the candidate's personality and technical expertise.
How to Apply for BOI Recruitment 2025
Eligible candidates can follow these steps to submit their applications:
- Visit the official BOI website: www.bankofindia.co.in.
- Go to the "Careers" section and click on "Recruitment of Officers in Various Streams."
- Click on "Apply Online" and complete the registration process.
- Upload the required documents (Photograph, Signature, Thumb impression).
- Pay the application fee (General/OBC/EWS: approx. ₹850; SC/ST/PwD: approx. ₹175).
- Submit the form and take a printout for future reference.
Important Dates
- Notification Release: December 2025
- Start Date for Online Application: Expected late December 2025
- Last Date to Apply: January 2026
- Online Exam Date: To be announced
